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A shortcut to penury?

Go purchase a newer car

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We’re buying a new car this weekend. I’m hoping the clunker we’re using for a trade-in doesn’t conk out before we get to the showroom, or drop its engine when the salesman opens the hood.

The “Check Engine” light comes on randomly; no one at any garage seems to know how to fix it. If it’s not lit up when we get to the dealership, do we have to mention it? If the shoe were on the other foot, would the car dealer tell us?

The clown who sold us the car didn’t mention that the windshield leaks when it rains or that the muffler was 20 miles from falling off. It actually dropped off in our driveway, which was unexpectedly convenient.

We didn’t notice the stain in the backseat that has grown bigger and more prominent over the years. At first we thought the seat was being bleached by the sun; now we think a bloodstain is becoming visible again as the cleaning agent wears off. The only way you can open the driver’s side door is to roll down the window and pull the handle from the outside. They tell me a 29-cent part will fix that. But it will cost $300 to pull apart the door to install it.

We don’t expect the thing to have much trade-in value. According to the Kelley Blue Book, it could be worth $9,000, but that’s for a car with 50,000 fewer miles than ours that starts every time you turn the key.

You’d think it would have some antique value. In 40 years, people will empty their IRAs to buy this sexy, 2003 vintage car with only a few dings. But in 2012, store owners wish we wouldn’t park it in front of their shops because it might scare away business.

Nine thousand dollars would just about cover what we’ve spent on the car this year. Sure, we should have traded it in last year and stuck someone else with this lemon, but that’s the thing -- you never know. You start off the year by springing for a new radiator and end it by finding out the car needs a new $1,200 head gasket. In between, you’ve bought new tires, an alternator, an ignition coil, a catalytic converter and a horn.

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