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A shortcut to penury?

Go purchase a newer car

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And will we be trading in this piece of junk for a new car? You’ve got to be kidding. Who can afford a new car? We’ll be trading it in for a newer car with newer problems. Maybe one with a glitchy GPS or a paint job that will start peeling the moment we leave the lot. Maybe we’ll get another one that comes without a spare tire. Probably not; I’ve learned to check. But sometimes that’s not enough. We bought a car once that had a spare tire, only to discover, in a time of need, that it had no tire iron. I hope I never again have to spend three hours on Christmas Eve trying to flag down some help.

The sales manager will pull a credit report on us and then ask if we have any other sources of income. I will say, our investments. He will try not to laugh. The sales manager will whisper something in the salesman’s ear, and the salesman will walk us over to a 2004 Desperation and start describing its many features. They include a spare tire and a tire iron, in addition to a windshield, three out of four doors and a much smaller bloodstain than the one we now have.

I will almost be sold, but Sue won’t be so sure. “How’s the gas mileage?” she’ll ask.

“Don’t worry about it,” the salesman will say. “It’s better than 90 percent of the vehicles out there.” And he’ll be right. Compared to city buses, RVs and monster trucks, it will get great mileage. And it’s not the gas mileage we should worry about; it’s the burning oil.

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Jim Mullen’s newest book, “How to Lose Money in Your Spare Time -- At Home,” is available at amazon.com. You can follow him on Pinterest at pinterest.com/jimmullen.

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